BudgetMuna

Pricing

Start free. Go Pro when you want more room.

Basic gives you a free place to start, with limits on cards, envelopes and scans. Pro lifts those limits and adds three things Basic doesn’t have: target amounts and dates on savings envelopes, advanced reports, and PDF export.

The two plans

Basic

The whole ledger and every tool, with room to try each one on your real money.

Freeforever
Get started free
  • Unlimited accounts and transactions
  • Net worth dashboard, basic reports and CSV export
  • Credit Card Manager for up to 2 cards
  • Envelope budgeting with up to 3 envelopes
  • Scan 10 receipts a month into itemized expenses
14-day free trial

Pro

The same tools with the limits lifted, plus the planning extras.

₱2,499a year

About ₱208 a month, 30% less than paying monthly. Or ₱299 per 30 days.

Start the free trial

No card needed to start. Nothing is charged when the trial ends.

  • Everything in Basic
  • Unlimited cards and envelopes
  • No monthly limit on receipt scans; daily cap of 40
  • Target amount and date on savings envelopes
  • Advanced reports and PDF export
  • Priority support

No card on file, no surprise charges

Pro is prepaid. You pay for 30 or 365 days, and nothing renews by itself. We remind you before it ends, and if you let it lapse you move to Basic with everything you made still there.

Pay the way you already pay

GCash, Maya, GrabPay, credit or debit card. Checkout is handled by PayMongo; we never see your card number.

What’s in each plan

FeatureBasicPro
The ledger
Accounts and transactions Unlimited Unlimited
Net worth dashboard Included Included
Reports Basic Advanced, with PDF export
CSV export Included Included
Credit cards and loans
Credit cards, with statements, installments and shared limits 2 Unlimited
Loans and mortgages, with amortization schedules Coming soon
Budgeting and planning
Envelopes, with one-step monthly funding 3 Unlimited
Target amount and date on savings envelopes Not included Included
Cash flow Coming soon
Wishlist and goals Coming soon
Assets Coming soon
Getting your data in
Statement scans a month Coming soon
Receipt scans a month 10 No monthly limit
CSV import Coming soon
Reconciliation against a statement Coming soon
Support
Help when you need it Standard Priority

Planned and not available yet: milestone planning, insurance tracking and education fund planning. They will be added to this table when they ship.

A daily fair-use cap applies to every plan: 40 receipt scans. Basic also has the monthly limits shown above.

Questions people ask first

Does BudgetMuna connect to my bank or e-wallet?

No. It never logs in to your bank, GCash or Maya, and it cannot move your money. You enter transactions yourself, or scan a receipt and approve each line. That is a deliberate choice: your bank passwords stay with you.

Is it really free?

Yes. Basic is free with no time limit and includes the core tools: the ledger, up to 2 credit cards and 3 envelopes. Pro lifts those limits for ₱299 a month or ₱2,499 a year.

What happens when the free trial ends?

Nothing is charged, because no card is on file. After 14 days you either pay for Pro or move to Basic. Nothing you made is deleted. On Basic you cannot add more cards or envelopes past its limits until you upgrade again.

How does scanning work, and where does my file go?

When you choose to scan a receipt, the photo or PDF is sent to our AI provider to be read into lines. Receipt images are never saved. You review every line before anything is recorded. If you would rather not use AI at all, type the lines in yourself: nothing is sent anywhere.

I only want to track my credit cards. Do I have to budget?

No. Tell us what brought you here when you sign up and the app arranges itself around it. If you pick credit cards, you get statements, due dates and payments, and you never see an envelope unless you turn budgeting on.

Is there a mobile app?

BudgetMuna runs in the browser on your phone and computer, and you can add it to your home screen so it opens like an app. There is nothing to download from an app store yet.

Can I get my data out?

Yes. Export your transactions to CSV on any plan, and reports to PDF on Pro. You can also ask us to correct or delete your information at any time.