Pricing
Every tool is in Basic, with a limit, so you can try each one on your real money. Pro lifts the limits and adds three things Basic doesn’t have: target amounts and dates on savings envelopes, advanced reports, and PDF export.
The whole ledger and every tool, with room to try each one on your real money.
The same tools with the limits lifted, plus the planning extras.
About ₱208 a month, 30% less than paying monthly. Or ₱299 month to month.
Start the free trialNo card needed to start. Nothing is charged when the trial ends.
Pro is prepaid. You pay for a month or a year, and nothing renews by itself. We remind you before it ends, and if you let it lapse you move to Basic with everything you made still there.
GCash, Maya, GrabPay, credit or debit card. Checkout is handled by PayMongo; we never see your card number.
| Feature | Basic | Pro |
|---|---|---|
| The ledger | ||
| Accounts and transactions | Unlimited | Unlimited |
| Net worth dashboard | Included | Included |
| Reports | Basic | Advanced, with PDF export |
| CSV export | Included | Included |
| Credit cards and loans | ||
| Credit cards, with statements, installments and shared limits | 2 | Unlimited |
| Loans and mortgages, with amortization schedules | 1 | Unlimited |
| Budgeting and planning | ||
| Envelopes, with one-step monthly funding | 3 | Unlimited |
| Target amount and date on savings envelopes | Not included | Included |
| Cash flow | Included | Included |
| Wishlist and goals | Included | Included |
| Assets | Included | Included |
| Getting your data in | ||
| Statement scans a month | 2 | Unlimited |
| Receipt scans a month | 10 | Unlimited |
| CSV import | Included | Included |
| Reconciliation against a statement | Included | Included |
| Support | ||
| Help when you need it | Standard | Priority |
Planned and not available yet: milestone planning, insurance tracking and education fund planning. They will be added to this table when they ship.
A daily fair-use cap applies to scans on every plan. It is set well above what a person uses and exists to stop runaway scripts.
No. It never logs in to your bank, GCash or Maya, and it cannot move your money. You enter transactions yourself, import a CSV, or upload a statement and approve each line. That is a deliberate choice: your bank passwords stay with you.
Yes. Basic is free with no time limit and includes every tool: the ledger, up to 2 credit cards, 3 envelopes and 1 loan. Pro lifts those limits for ₱299 a month or ₱2,499 a year.
Nothing is charged, because no card is on file. After 14 days you either pay for Pro or move to Basic. Nothing you made is deleted. On Basic you cannot add more cards, envelopes or loans past its limits until you upgrade again.
When you choose to scan, the PDF or screenshot is sent to our AI provider to be read into lines. BudgetMuna deletes the statement file as soon as it has been read, and receipt images are never saved. You review every line before anything is recorded. If you would rather not use AI at all, import a CSV from your bank instead: that path involves no AI.
No. Tell us what brought you here when you sign up and the app arranges itself around it. If you pick credit cards, you get statements, due dates and payments, and you never see an envelope unless you turn budgeting on.
BudgetMuna runs in the browser on your phone and computer, and you can add it to your home screen so it opens like an app. There is nothing to download from an app store yet.
Yes. Export your transactions to CSV on any plan, and reports to PDF on Pro. You can also ask us to correct or delete your information at any time.
